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YOU CAN SOON OFFER INDIVIDUAL WHOLE LIFE INSURANCE COVERAGE
Our new Individual Whole Life Insurance will be released beginning on March 2nd! Individual Whole Life offers solutions to help your customers to prepare for a wide range of necessities and provides meaningful benefits when they are needed most.
Individual Whole Life will be rolled out in phases as outlined in the box below.
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Phase 1
States: AL, CO, GA,IL, IN, KS, KY, MS, NV, NJ, OH, OK, PA, SC, TX, VA, WI, WV
Paper Release: 3/2/15
Express App Release: 3/25/15
Phase 2
States: AK, AR, HI, IA, ID, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NM, OR, RI, TN, UT, VT, WA, WY
Paper Release: 4/1/15
Express App Release: 4/22/15
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For ARLIC appointed agents: once you submit your first application for Individual Whole Life, we will automatically appoint you to Loyal American Life Insurance Company. | |
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The Policy
Our Individual Whole Life policy offers coverage to individuals, issue ages 50 through 85, in amounts of $2,000 to $25,000. Level or Modified Benefit coverage is a plan feature (eligibility is determined by the answers to underwriting questions in the application). A Terminal Illness Accelerated Benefit is included at no additional charge on all Level Benefit plans and an Accidental Death Benefit to age 100. The rider is available as an additional option on either benefit plan. Plus, the policy accumulates a cash value, starting in the third year, that can be accessed by either a policy loan or cash surrender. To help you become familiar with our new product, we have included links to the product's Brochure, Rate book, and Agent Guide.
Upcoming Individual Whole Life Product Training
Prepare for the upcoming release of our Individual Whole Life product by attending an upcoming webinar. By understanding the available riders, rates, and benefit features, you’ll be able to identify individuals who could benefit from this type of coverage.
All agents, both new and experienced, are invited to attend this webinar and are encouraged to ask questions. Become well-versed in our new Individual Whole Life product by attending one of the following sessions:
Save the Date! For additional information, including webinar login instructions, click here.
IMPORTANT: Make sure you are ready to sell our new Individual Whole Life product by completing the mandatory Agent AML Training. Completing this training is fast and easy through LIMRA via the above link.
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